SWP calculator
Seven calculators. Pick a question, move the sliders, get your number.
From "how much SIP do I need?" to "should I prepay my home loan?". Every result is illustrative, at the return you choose.
Monthly Pension & Capital Sustainability Simulator
Ideal for retirees, HNI living off investments, and regular cash-flow planning with maximum tax efficiency.
Type any exact amount like 3000000 or 50 Lakh
Set 5-6% if you want your monthly pension to grow with inflation every year.
Monthly income paid directly to your bank account with minimal LTCG tax.
Available as inheritance wealth or future emergency buffer.
BSE StAR MF Execution • Tailored Hybrid & Balanced Advantage Funds
SWP calculator: common questions
An SWP pays you a fixed amount from your mutual fund every month or quarter. The rest of the money stays invested, which can help the corpus last longer.
Only the capital gain portion of each withdrawal is taxed, not the full amount. Tax depends on the fund type and how long the units were held.
Target Goal Precision
Instead of arbitrary investing, calculate the exact monthly SIP needed to fund life milestones like a ₹1 Crore home downpayment or child higher education.
Rupee-Cost Averaging
SIP removes the stress of timing market peaks by automatically purchasing more mutual fund units when valuations are lower.
The Power of Step-Up SIP
Increasing your monthly investment by just 10% annually with salary hikes can boost your final accumulated corpus by up to 80%.