FIRE calculator
Seven calculators. Pick a question, move the sliders, get your number.
From "how much SIP do I need?" to "should I prepay my home loan?". Every result is illustrative, at the return you choose.
FIRE Number & Freedom Timeline Engine
Calculate your exact target corpus required to never have to work for money again, based on your current lifestyle and savings rate.
At 6% inflation, your annual expenses will be ₹ 17.3 L/year. This corpus generates perpetual income.
By investing your retirement corpus into a combination of Equity Flexi-Cap, Balanced Advantage, and Arbitrage funds, a 3.5% annual SWP withdrawal lets you live off capital gains without ever eroding the core principal.
AMFI Certified Distribution (ARN-337289) • Personalized Goal Architecture
FIRE calculator: common questions
FIRE stands for Financial Independence, Retire Early: building a corpus large enough that its returns cover your living costs, so work becomes optional.
A common rule of thumb is 30 to 33 times your yearly expenses, which assumes withdrawing about 3 to 3.5% a year. The calculator adjusts for inflation and your timeline.
Target Goal Precision
Instead of arbitrary investing, calculate the exact monthly SIP needed to fund life milestones like a ₹1 Crore home downpayment or child higher education.
Rupee-Cost Averaging
SIP removes the stress of timing market peaks by automatically purchasing more mutual fund units when valuations are lower.
The Power of Step-Up SIP
Increasing your monthly investment by just 10% annually with salary hikes can boost your final accumulated corpus by up to 80%.