Mutual fund guides, written plainly

SIPs, tax, retirement income and choosing the right help, from Chirag Sharma, AMFI registered mutual fund distributor in Jaipur (ARN-337289). Real numbers, no jargon.

Choosing help

Mutual Fund Distributor in Jaipur: How to Choose One You Can Trust

What a mutual fund distributor (MFD) in Jaipur actually does, what it costs you, how to verify an ARN, and the questions to ask before you hand over your SIPs.

4 min read

Choosing help

Looking for a Mutual Fund Advisor in Jaipur? RIA or MFD, Explained

Searching for a mutual fund advisor in Jaipur? Know the difference between a SEBI registered investment adviser (RIA) and an AMFI registered mutual fund distributor (MFD), what each costs, and which one you need.

4 min read

SIP basics

SIP vs FD: What ₹10,000 a Month Becomes in 10 Years (After Tax)

A side-by-side, after-tax comparison of a ₹10,000 monthly SIP and a recurring deposit over 10 years, with the real reasons to choose one, the other, or both.

3 min read

SIP basics

How Much SIP Do You Need for ₹1 Crore? (10, 15, 20 and 25 Years)

The exact monthly SIP needed to reach ₹1 crore in 10, 15, 20 or 25 years at 10% and 12%, how a yearly step-up cuts the starting amount, and what ₹1 crore will really be worth.

3 min read

Tax

ELSS in 2026: Does It Still Save You Tax? (Old vs New Regime, Section 123)

80C is now Section 123 under the Income-tax Act 2025. Find out if ELSS still saves you tax, who should use it, the 3-year lock-in, and a worked example for a ₹15 lakh salary.

3 min read

Choosing help

Direct vs Regular Mutual Funds: An Honest Answer from a Distributor

What separates direct and regular mutual fund plans, how much the expense ratio gap costs over 20 years, and when paying for a distributor is worth it, written by an AMFI registered MFD.

3 min read

Retirement

SWP for Retirement: How to Turn ₹50 Lakh into a Monthly Pension

How a systematic withdrawal plan (SWP) works, how long ₹50 lakh lasts at ₹25,000 to ₹40,000 a month, why you must plan for rising expenses, and how SWP income is taxed.

3 min read

Goals

Child Education Planning: How Much SIP for Your Child's College?

How to plan your child's higher education with a SIP. Estimate the future cost with education inflation, find the monthly amount, see the cost of starting late, and protect the money in the final years.

3 min read

Getting started

Mutual Fund KYC in 2026: Documents, Steps and How to Fix "On Hold"

The documents you need for mutual fund KYC, how to complete it on your phone in ten minutes, what Validated, Registered and On Hold mean, and how to fix a KYC that's stuck.

3 min read

Getting started

How to Verify a Mutual Fund Distributor's ARN in 2 Minutes

Before you invest through anyone, check their ARN on the AMFI website. Here's exactly how, what to look for, the red flags, and how to confirm your money reached the fund house.

3 min read