SIP calculator
Seven calculators. Pick a question, move the sliders, get your number.
From "how much SIP do I need?" to "should I prepay my home loan?". Every result is illustrative, at the return you choose.
Tip: You can type values like 3 Lakh, 2,50,890 or 1.5 Cr above.
SIP calculator: common questions
A step-up SIP raises your monthly amount by a fixed percentage every year, usually in line with salary increases. Even a 10% yearly step-up can grow the final corpus substantially.
Each instalment buys units at that day’s NAV and compounds from then on. Early instalments compound the longest, which is why time in the market matters more than the exact start date.
Target Goal Precision
Instead of arbitrary investing, calculate the exact monthly SIP needed to fund life milestones like a ₹1 Crore home downpayment or child higher education.
Rupee-Cost Averaging
SIP removes the stress of timing market peaks by automatically purchasing more mutual fund units when valuations are lower.
The Power of Step-Up SIP
Increasing your monthly investment by just 10% annually with salary hikes can boost your final accumulated corpus by up to 80%.