Goal-Based Mutual Fund Portfolio Construction & Paperless Onboarding — Free Portfolio Review Available.

Life goal planner

Seven calculators. Pick a question, move the sliders, get your number.

From "how much SIP do I need?" to "should I prepay my home loan?". Every result is illustrative, at the return you choose.

Goal-Based Financial Architecture

Inflation-Adjusted Life Goal Planner

Account for education, healthcare, and lifestyle inflation. Calculate the exact monthly SIP required to achieve your future dreams with complete certainty.

Child Higher Education: Finance premier engineering, medical, MBA, or ivy league overseas degree without education loan debt.
₹
₹1 Lakh₹25 Lakh₹2.5 Crore₹10 Crore

Type any exact amount like 3 Lakh, 2,50,890 or 1.5 Cr

Yrs
1 Yr35 Yrs
%
0% (No Inflation)15% (High)
%
6% (Debt)22% (Equity)
₹
₹0₹2 Lakh₹2 Crore
Corpus Accumulation Roadmap:
Inflated Future Cost in 12 Years:
₹ 78.5 L

Due to 10% inflation, ₹25,00,000 today will equal this amount in year 2038.

Required Monthly SIPRecommended Plan
₹ 20,112/month

Investing this amount monthly into a well-diversified mutual fund portfolio will comfortably achieve your target.

Or One-time Lumpsum Today:₹ 16.1 L
Time Remaining:12 Years (144 SIPs)
Recommended Asset Allocation:
Equity Funds (85%)Debt / Liquid (15%)

AMFI Certified Distribution (ARN-337289) • 100% Paperless Onboarding

Life goal planner: common questions

Estimate today’s cost, inflate it at 8 to 10% a year to the year of admission, and work out the monthly SIP needed. Move gradually to safer funds in the last two or three years.

Yes. Plan each goal separately with its own amount, date and fund mix, so a near goal is not exposed to the same risk as a far one.

Target Goal Precision

Instead of arbitrary investing, calculate the exact monthly SIP needed to fund life milestones like a ₹1 Crore home downpayment or child higher education.

Reverse SIP Compounder

Rupee-Cost Averaging

SIP removes the stress of timing market peaks by automatically purchasing more mutual fund units when valuations are lower.

Protects against volatility

The Power of Step-Up SIP

Increasing your monthly investment by just 10% annually with salary hikes can boost your final accumulated corpus by up to 80%.

Accelerated Compounding